Fun Home Buying Role-Playing Games for Kids
Buying a home is one of the biggest financial decisions a person will ever make, but most kids grow up knowing very little about how the process works.
The best way to teach kids about homeownership, mortgages, and smart real estate decisions is to make learning fun!
Role-playing games are a great way to help kids:
✅ Understand the home-buying process
✅ Learn about mortgages, down payments, and closing costs
✅ Practice negotiating home prices
✅ Think like real estate investors
In this blog, we’ll introduce fun, interactive home-buying role-playing games that teach kids valuable financial and investing skills—while keeping them engaged!
Game #1: The Home Buyer Challenge
Objective:
Kids act as homebuyers, search for properties, compare options, and choose the best home for their budget.
How to Play:
1️⃣ Set a Budget – Give each child (or team) a pretend budget (e.g., $300,000).
2️⃣ Find Homes for Sale – Use Zillow, Realtor.com, or make up homes with different prices.
3️⃣ Compare Features – Have kids look at home size, location, and price.
4️⃣ Make an Offer – Kids negotiate prices and choose the best home!
📍 Example:
House #1: $275,000 – 3 bedrooms, close to school, but smaller.
House #2: $300,000 – Bigger, but farther from jobs and schools.
House #3: $320,000 – Over budget, but in a high-growth neighborhood.
💡 Lesson for Kids:
“Sometimes, you have to choose between price, location, and size!”
Game #2: Mortgage vs. Rent Showdown
Objective:
Kids learn the difference between renting and buying by comparing long-term costs.
How to Play:
1️⃣ Give a Scenario – One child rents a house, and another buys a home.
2️⃣ Calculate Monthly Payments –
Rent: $1,500 per month
Mortgage: $1,800 per month
3️⃣ Fast Forward 10 Years –Renters have spent $180,000 but own nothing.
Buyers have built equity and own their home.
📍 Example Discussion Questions:
“Would you rather keep paying rent or own something valuable?”
“Why do homeowners build wealth while renters don’t?”
💡 Lesson for Kids:
“Buying a home helps you build wealth over time!”
Game #3: Real Estate Investor Simulation
Objective:
Kids pretend to be real estate investors, buying properties and renting them out for profit.
How to Play:
1️⃣ Give Kids $1 Million in Play Money – They must buy homes to rent out.
2️⃣ List Properties for Sale –
Small home: $250,000 – Rents for $1,500 per month.
Luxury home: $500,000 – Rents for $3,000 per month.
Apartment building: $900,000 – Rents for $10,000 per month but has maintenance costs.
3️⃣ Calculate Rental Income – Kids learn how much profit they make each year.
📍 Example:
A kid buys a $500,000 house and rents it for $3,000 per month.
After mortgage and taxes, they make $500 in monthly profit.
💡 Lesson for Kids:
“Investing in real estate creates passive income!”
Game #4: The Home Inspection Hunt
Objective:
Kids act as home inspectors, looking for problems in a house before buying.
How to Play:
1️⃣ Create a “For Sale” Home – List a pretend home for $250,000.
2️⃣ Add Hidden Problems –
Leaky roof: Costs $5,000 to fix
Broken A/C: Costs $3,000 to fix
Bad neighborhood: Home values are dropping
3️⃣ Kids Must Decide –Do they still buy the home?
Do they negotiate the price?
📍 Example:
A kid finds the roof leaks and asks for a $5,000 discount before buying.
💡 Lesson for Kids:
“Always check a home carefully before buying it!”
Game #5: The Real Estate Negotiation Battle
Objective:
Kids practice buying and selling by negotiating home prices.
How to Play:
1️⃣ One Kid is the Buyer, One is the Seller
2️⃣ The Seller Lists a Home for $300,000
3️⃣ The Buyer Offers a Lower Price (e.g., $280,000)
4️⃣ The Seller Can Accept, Reject, or Counteroffer
📍 Example:
Seller: “My house is worth $300,000.”
Buyer: “I’ll pay $280,000.”
Seller: “How about $290,000, and I’ll include new appliances?”
💡 Lesson for Kids:
“In real estate, everything is negotiable!”
Game #6: House Flipping Challenge
Objective:
Kids buy a fixer-upper home, renovate it, and sell it for profit.
How to Play:
1️⃣ Each Kid Buys a Fixer-Upper for $100,000
2️⃣ They Choose Renovations:
New kitchen: $15,000
New floors: $5,000
Fresh paint: $3,000
3️⃣ They Sell the Home & Calculate Profit
📍 Example:
A kid spends $20,000 on renovations and sells the house for $150,000.
They made a $30,000 profit!
💡 Lesson for Kids:
“Fixing up homes can make them more valuable!”
Conclusion: Teach Your Kids About Real Estate with Fun Games!
By playing these home-buying role-playing games, kids will:
✅ Understand how to compare and buy homes
✅ Learn about mortgages, renting, and investing
✅ Practice negotiating and making smart financial choices
✅ See real estate as a powerful way to build wealth
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